Getting Pre-Approved

  • CONVENTIONAL LOAN

    A conventional loan is a mortgage that is not guaranteed or insured by any government agency, including the Federal Housing Administration (FHA), the Farmers Home Administration (FmHA) and the Department of Veterans Affairs (VA). It is typically fixed in its terms and rate.

  • FHA LOAN

    An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA). Designed for low-to-moderate income borrowers, FHA loans require a lower minimum down payments and credit scores than many conventional loans.

  • VA LOAN

    A VA loan is a mortgage loan available through a program established by the United States Department of Veterans Affairs. VA loans assist service members, veterans and eligible surviving spouses to become homeowners. The VA sets the qualifying standards, dictates the terms of the mortgages offered and guarantees a portion of the loan.

GET APPROVED

Loan Products

  • CONVENTIONAL

  • FHA

  • VA

  • FHA

  • BANK STATEMENTS

  • JUMBO

  • MANUFACTURED

  • REFINANCE

What People Are Saying

“We have such an array of loan products to fit any situation a consumer might find themselves in. Whether they need a jumbo loan or a bank statement product we deliver every time.”

— Desmond Miller Mortgage Broker

“It all started with a simple phone call. From there LUX took control of the mortgage process and walked me all the way to the closing table.”

— Monica Villarreal

“The fact that LUX shopped around for me was fantastic. I only had to fill out one application and submit my documents. Everything was fast, straightforward and all online!”

— Walter Efird